Whatever it costs you, once
Whatever it costs you, once you have a plan to raise your credit score that you have confidence in, you don't want to change it until you have seen it through to the end. That kind of habit is only going to make things worse for you, and even if you had credit repair software, you will not likely get very far. There are credit repair software that help a great deal with plans that can assist your credit repair efforts. However, your success depends a great deal on how well you can stick to the plans that the software give you. If you cant do that, you wont get very far anyhow. Sure, you never intentionally missed your payment deadlines; something just went wrong that messed things up for you. Well, credit repair software or no credit repair software, if you don't deal with that something, it is going to be right there again to mess things up. You know what to do now. If you do not understand your credit repair software, find someone who does to help you explain things. If you still do not understand, ditch the software and do it the old fashioned way. You can come back and learn later. If you could do your credit repair by yourself, you may have been that much better off. However, there isn't much of a chance of that, is there? You would never have gotten into this situation if you had been on top of things in the first place. Don't go fooling yourself; you need a credit repair agency to help out.
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